How much can I borrow?
Delivering solutions
One of the most important factors is your personal circumstances and affordability. If you’re searching for a mortgage, then an independent mortgage adviser is essential. We recommend Westway’s Financial as they have access to the whole mortgage market including your own bank. They can also apply for exclusive rates and special offers not on the high street. This way you get the best rate and conditions available. They can meet you in person, virtually or over the phone and help secure you a mortgage agreement in principle. This will confirm your purchasing budget and give you confidence to start looking. Contact us here and we will arrange a chat.
Who can we help?
Who can we help?
- First-time buyers
- Home movers
- Downsizers
- Those wishing to free equity
- Investors and landlords – individuals and Ltd companies
- Self-build and build to rent
- Homeowners looking to remortgage
What type of circumstances can you help with?
What type of circumstances can you help with?
- Low deposit mortgages – for those with 5% or 10% deposits
- Buy to Let mortgages
- Mortgages for self-employed and contract workers
- Lenders who welcome overtime, bonuses, maintenance payments and benefits
- Mortgages for buyers with unconventional circumstances or properties
- Home loans with low LTV (loan to value) ratios
- Mortgages with repayment terms in excess of 30 years
Our independent mortgage advisers are also our sellers' safety net
They qualify any potential purchasers, making sure they have a mortgage agreement in principle and checking their finances. This deters timewasters and helps shorten the selling process.
We can also help sellers balance their books when it comes to sale price, equity, moving costs and onwards plans. You can sit down and work through your budget with an independent finance professional without charge.
Your home may be repossessed if you do not keep up repayments on your mortgage